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April 2020
Volume 11 Issue 1
  • Understanding the Oil War between Russia and Saudi Arabia

    Over the past six years, domestic crude oil has experienced a volatile ride. 2014 saw the emergence of American shale as producers were attracted to the $114 price levels. However, in 2016 the price for a barrel eventually fell to $27 as a global supply glut developed. 2016 also saw Russia and Saudi Arabia form … Read More >

  • New to Remote Working? Here are Some Tips for Staying Productive

    The COVID-19 pandemic has seen a rise in remote working. Even organizations that have always been against it have their employees working from home. With some areas experiencing complete lockdowns, this means you find yourself in an unfamiliar work environment. Remote working means that you have to work outside a traditional office environment. Although some … Read More >

  • Focused Almost Exclusively on Mitigating the Health and Economic Impact of the Coronavirus

    Coronavirus Preparedness and Response Supplemental Appropriations Act, 2020 (HR 6074) – Introduced by Rep. Nita Lowey (D-NY), this was the first bill passed to authorize funding in response to the COVID-19 outbreak. It was introduced on March 4 and signed into law on March 6. The legislation provides $8.3 billion in emergency funding for federal … Read More >

  • CARES Act – Coronavirus Aid, Relief, and Economic Security Act

    U.S. Government Provides Relief to Individuals, Businesses in Midst of COVID-19 Crisis On March 27, President Donald Trump signed into law a historic $2 trillion stimulus package designed to provide economic relief to individuals and businesses affected by the coronavirus pandemic. Our aim in this alert is to give a brief overview of both the … Read More >

November 2019
Volume 10 Issue 1
  • Payroll Management Tips

    When it comes to an employer’s responsibility for non-exempt workers, according to the U.S. Department of Labor, there are many requirements businesses must follow related to payroll. In one example, there are strict regulations on what information employers must document for each non-exempt worker. While there’s no requirement on how the information is recorded, there … Read More >

  • How Parents Can Save Money for College

    No matter how old your children are, it’s always a good idea to start saving for college as soon as possible. (Yes, even when they’re still in diapers.) This might sound overwhelming, especially if you haven’t started, but take heart, it’s never too late. Here are a few things to do before you start saving, … Read More >

  • What is VPN and Why Do You Need It?

    The rise in the number of data breaches reported every other day has become a major concern – even to the ordinary internet user. As a result, we have all become aware of the need to maintain privacy while online. One of the measures promising to keep you safe on the internet is the use … Read More >

  • Debt Relief for Military Service Members, Veterans, Family Farmers, and Small Business Owners

    Small Business Reorganization Act of 2019 (HR 3311) – Scheduled to take effect starting in February 2020, this new law offers small businesses more agreeable terms when filing for Chapter 11 bankruptcy status. The bill gives owners: More time (90 days) to file a reorganization plan with easier rules for extension The ability to retain ownership … Read More >

August 2018
Volume 9 Issue 3
  • Fed Study Shows an Upward Trend in Business Lending

    In a recent article published by American Banker, author John Heltman takes a look at the recently released findings of the Federal Reserve’s Senior Loan Officer Opinion Survey. Overall, it appears that business lending is growing stronger. Findings of the study indicated the following: An increase in commercial credit line limits for big firms; An … Read More >

  • The Future of Mobile Banking—And the Security Issues That Come with It

    Mobile banking presents something of a quandary: while consumers desire to use mobile banking and seek banks that offer innovative features in this area, concerns about data security and privacy often prevent them from embracing the new technology that they seek. Bill Streeter takes a detailed look at this predicament in a new article for … Read More >

  • The Impact of S. 2155 on Small Banks

    In spite of the recent rollback of a number of Dodd-Frank regulations, small banks will not be seeing much relief from their regulatory burden, writes Zach Fox in a recent article for Banking Exchange. Fox details the items included in the Economic Growth, Regulatory Relief, and Consumer Protection Act (S. 2155) and also discusses why … Read More >