Founded on Principle, Focused on Service

In a recent article published by American Banker, author John Heltman takes a look at the recently released findings of the Federal Reserve’s Senior Loan Officer Opinion Survey. Overall, it appears that business lending is growing stronger.

Findings of the study indicated the following:

  • An increase in commercial credit line limits for big firms;
  • An easing of lending by domestic banks in response to a variety of factors, including an increase in competition, a more favorable economic outlook, an increased tolerance for risk, and increased liquidity in secondary markets;
  • Shrinking spreads for C&I loans to both big firms and small firms;
  • Unchanged or tightened bank lending for commercial real estate loans;
  • A weakened demand for construction and land development loans; and
  • A decline in demand for home equity lines of credit.

For more details, read the article in full at American Banker.